They can help repair a credit rating that might have been damaged by things like late or skipped payments, County Court Judgements, or a declaration of bankruptcy.This is down to the fact that you are successfully paying off a manageable credit card debt every month, which is noted on your credit file.A secured credit card is a great way to start building a credit history.Many credit card issuers offer secured cards and report your payments to the credit bureaus.
Checking your credit file enables you to see all the information providers will see about your financial history when they consider your application, and to rectify any mistakes, such as a basic errors relating to your address or bank details.
*General Disclaimer: See the online credit card application for details about terms and conditions.
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